How to Consolidate and Get Out of Debt

Photo by Ehud Neuhaus on Unsplash

I think we can safely say that we Americans are up to our ears in debt. According to Experian’s 2019 Consumer Debt Study, the average American carries about $90,460 in debt, bringing total consumer debt in the United States to over $14.1 trillion. That’s TRILLION with a “T.”

According to the Federal Reserve’s Quarterly Report on Household Debt and credit issued in August 2020, the most prevalent…